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Ways to save on casino ATM fees

Ways to save on casino ATM fees

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(This is an update to a column that originally appeared April 10, 2017.)

Many gamblers don’t like to carry lots of cash when they travel to Atlantic City. They used to depend on their bank’s ATMs in their favorite casino. They could check their balance and withdraw small amounts of cash several times during a trip at no charge.

Currently, only Borgata Hotel Casino & Spa has a bank-branded ATM (Wells Fargo). If you’re a customer there’s no fee. However, if you’re not, you’ll pay $4.99 per transaction.

At Atlantic City’s other casinos fees range from $4.99 at Hard Rock Hotel Casino and Ocean Resort Casino Hotel to $5.99 at Bally’s Atlantic City, Caesars Atlantic City, Harrah’s Resort and Tropicana Atlantic City. Resorts Casino Hotel charges $5.75 and Golden Nugget Atlantic City charges $5.

Unless your bank reimburses you, a few transaction fees can put a serious dent in your funds.

So what are your alternatives?

There are branches of several banks located a few blocks from many casinos.

Among them are:

Bank of America with locations at 918 Atlantic Ave. at Virginia Avenue near Resorts, 2900 Atlantic Ave. at Brighton Avenue near Tropicana, and a third inside AtlanticCare Regional Medical Center, 1925 Pacific Ave. at Michigan Avenue, across from Bally’s.

OceanFirst Bank has a branch at 1801 Atlantic Ave. at Indiana Avenue.

PNC has a branch at 3400 Atlantic Ave. at Boston Avenue, not far from Tropicana.

TD Bank 5 N. Pennsylvania Ave. at Atlantic Avenue, and Wells Fargo, 1301 Atlantic Ave. at South Carolina Avenue — both not far from Resorts.

While customers of these banks don’t pay a fee, others pay $3 at Bank of America, TD and Wells Fargo, $2.50 at OceanFirst, and $3.50 at PNC.

Other options:

The Claridge Hotel — Adjacent to Bally’s, the Claridge charges $5.99.

7-Eleven — Locations at 1240, 2603 and 2930 Atlantic Ave., as well as at 1500 Pacific Ave., no longer offer free transactions for Citibank customers. They are now part of the Trans@ct system and charge $2.95, though there are free transactions available for certain bank and credit union customers, or those with a prepaid Trans@ct Mastercard.

ABCO Federal Credit Union — The Atlantic City branch, 2652 Atlantic Ave. at California Avenue charges $2.95.

All-Point — These surcharge-free ATMs are available to customers of select banks and credit unions. Search to find a location convenient to where you’ll be staying or playing. Note that some locations have more than one ATM, so be sure the one you’re using is part of the network.

Keep in mind that some ATMs limit the amount you can withdraw at one time and your own account may have daily limits.

Even if you just check your balance at one of these ATMs you’ll still be assessed these fees, so check your balance before you leave home. Alternatively, all major financial institutions offer this service through a toll-free number, or you can download your bank’s smartphone app. If you must check your balance before withdrawing funds, do this all in one transaction to save additional fees.

Finally, remember, too, that all these fees are in addition to any your home bank may charge.

Have a comment on this or a question specifically related to an Atlantic City casino, players club or other promotion? Email Darryl at and he’ll try to respond to you personally. Your question — without your name — may appear in a future column. Visit his website,, and follow him on Twitter @MrACCasino. Your question — without your name — may appear in a future column.

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